Disastek

Insurance for a Collapsing World

Disastek is a disaster-insurance API stack that helps insurers respond to climate-driven events in real time β€” floods, fires, quakes, hurricanes, warzones, and more. Our platform is designed to provide seamless integration for insurers, enabling them to offer timely and relevant coverage to their clients. With the increasing frequency of natural disasters, having a reliable insurance solution is more critical than ever. Disastek empowers insurers to stay ahead of the curve, ensuring that they can provide the necessary support when it matters most.

Our technology leverages advanced data analytics and machine learning to assess risks and provide accurate predictions. By utilizing satellite imagery, historical data, and real-time alerts, we equip insurers with the tools they need to make informed decisions. This proactive approach not only enhances the customer experience but also helps mitigate potential losses for both insurers and policyholders.

At Disastek, we believe in the power of collaboration. We work closely with our partners to develop tailored solutions that meet the unique needs of their clients. Whether it's a small business in a flood-prone area or a large corporation with assets in multiple high-risk zones, our API provides the flexibility and scalability required to address diverse challenges. Join us in revolutionizing the insurance landscape and ensuring that everyone has access to the protection they need.

Disaster Image

How It Works

πŸ“‘ Detect

Our platform ingests satellite data, NOAA/UN feeds, seismic alerts, firewatch grids, and crowd reports every minute.

🧠 Score

AI-driven risk models generate property-level threat indexes based on exposure, history, and infrastructure fragility.

πŸ“œ Quote + Bind

Partners use our API to quote and issue custom coverage β€” even in disaster zones and high-risk regions β€” instantly.

The Disastek API

We’re not an insurance company β€” we’re infrastructure for the ones who care.

πŸ“ `GET /risk/:latlng`

Returns multi-hazard risk score (0–100) for a given location using real-time and historical data overlays.

πŸ“ `POST /quote`

Submits property data and retrieves custom-priced quote, underwriter-approved, policy-ready in under 2 seconds.

🚨 `GET /alerts?zip=XXXX`

Fetches all verified disaster events in a region, from FEMA, local fire/EMS, and satellite models.

Who We Serve

Latest Insights

πŸŒͺ️ Understanding Climate Risks

Explore how climate change is reshaping insurance landscapes and what it means for policyholders.

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πŸ”₯ The Future of Disaster Response

Insights into how technology is transforming disaster response and recovery efforts.

Read More